$100 opening deposit required. To be eligible for Free Checking, you must sign up to receive electronic statements within 60 days of account opening. If you do not sign up and receive electronic statements, your account will be converted automatically and without prior notice to you to a Personal Checking Account and will be subject to the fees and charges applicable to a Personal Checking Account. The applicable fees and charges will be debited from your account without further notice to you and will appear on your account statement. This account does not earn interest. This account is not available to businesses.