Effective as of July 10th, 2019

AccountsBalanceInterest RateAPY*
Money Market$100,000+1.851.87
Money Market$50,000-$99,9991.751.77
Money Market$10,000-$49,9991.651.66
Money Market$2,500-$9,9991.501.51
Money Market$0-$2,4990.250.25
Statement Savings$10,000+1.251.26
Statement Savings$5,000-$9,9990.750.75
Statement Savings$0-$4,9990.500.50
Elite Checking$10,000+1.001.01
Elite Checking$5,000-$9,9990.750.75
Elite Checking$2,500-$4,9990.300.30
Personal Interest Checking$5,000+0.500.50
Personal Interest Checking$2,500-$4,9990.300.30

Convertible CD Feature

CD’s with terms of 2 years or greater are convertible at half term without penalty.

Example: Open a 2 year CD on 4/4/2018, on 4/4/2019 (half term) you have the option to cash in without penalty, change terms without penalty, or leave as is.

*APY means annual percentage yield.
Variable Rate Accounts.
Additional fees may apply.

CDsDeposit AmountsRate*APY**
5 Year$10,000+2.502.52
5 Year$1,000-$9,9992.402.42
4 Year$10,000+2.402.42
4 Year$1,000-$9,9992.302.32
3 Year$10,000+2.302.32
3 Year$1,000-$9,9992.202.22
2 Year$10,000+2.102.11
2 Year$1,000-$9,9992.002.01
18 Month$10,000+1.001.00
18 Month$1,000-$9,9990.900.90
1 Year$10,000+2.002.01
1 Year$1,000-$9,9991.901.91
6 Month$10,000+2.002.01
6 Month$1,000-$9,9991.901.91
3 Month$10,000+2.002.01
3 Month$1,000-$9,9991.901.91

*Rate based on compounding interest & auto deposit plans.

**APY means Annual Percentage Yield and assumes interest will remain on deposit until maturity.  Withdrawals will reduce earnings.