Effective as of January 25, 2022

Accounts Balance Interest Rate APY*
Money Market $100,000+ 0.50 0.50
Money Market $50,000-$99,999 0.50 0.50
Money Market $10,000-$49,999 0.50 0.50
Money Market $2,500-$9,999 0.50 0.50
Money Market $0-$2,499 0.25 0.25
Statement Savings $10,000+ 0.20 0.20
Statement Savings $5,000-$9,999 0.20 0.20
Statement Savings $0-$4,999 0.20 0.20
Elite Checking $10,000+ 0.25 0.25
Elite Checking $5,000-$9,999 0.25 0.25
Elite Checking $2,500-$4,999 0.25 0.25
Personal Interest Checking $5,000+ 0.15 0.15
Personal Interest Checking $2,500-$4,999 0.15 0.15

Convertible CD Feature

CD’s with terms of 2 years or greater are convertible at half term without penalty.

Example: Open a 2 year CD on 4/4/2018, on 4/4/2019 (half term) you have the option to cash in without penalty, change terms without penalty, or leave as is.

*APY means annual percentage yield.
Variable Rate Accounts.
Additional fees may apply.

CDs Deposit Amounts Rate* APY**
5 Year $10,000+ 1.20 1.20
5 Year $1,000-$9,999 1.10 1.10
4 Year $10,000+ 1.00 1.00
4 Year $1,000-$9,999 0.90 0.90
3 Year $10,000+ 0.80 0.80
3 Year $1,000-$9,999 0.70 0.70
2 Year $10,000+ 0.60 0.60
2 Year $1,000-$9,999 0.50 0.50
18 Month $10,000+ 0.45 0.45
18 Month $1,000-$9,999 0.35 0.35
1 Year $10,000+ 0.45 0.45
1 Year $1,000-$9,999 0.35 0.35
6 Month $10,000+ 0.40 0.40
6 Month $1,000-$9,999 0.30 0.30
3 Month $10,000+ 0.35 0.35
3 Month $1,000-$9,999 0.25 0.25

*Rate based on compounding interest & auto deposit plans.

**APY means Annual Percentage Yield and assumes interest will remain on deposit until maturity.  Withdrawals will reduce earnings.