Effective as of August 7, 2020

AccountsBalanceInterest RateAPY*
Money Market$100,000+0.500.50
Money Market$50,000-$99,9990.500.50
Money Market$10,000-$49,9990.500.50
Money Market$2,500-$9,9990.500.50
Money Market$0-$2,4990.250.25
Statement Savings$10,000+0.300.30
Statement Savings$5,000-$9,9990.300.30
Statement Savings$0-$4,9990.300.30
Elite Checking$10,000+0.250.25
Elite Checking$5,000-$9,9990.250.25
Elite Checking$2,500-$4,9990.250.25
Personal Interest Checking$5,000+0.250.25
Personal Interest Checking$2,500-$4,9990.250.25

Convertible CD Feature

CD’s with terms of 2 years or greater are convertible at half term without penalty.

Example: Open a 2 year CD on 4/4/2018, on 4/4/2019 (half term) you have the option to cash in without penalty, change terms without penalty, or leave as is.

*APY means annual percentage yield.
Variable Rate Accounts.
Additional fees may apply.

CDsDeposit AmountsRate*APY**
5 Year$10,000+0.900.90
5 Year$1,000-$9,9990.800.80
4 Year$10,000+0.800.80
4 Year$1,000-$9,9990.700.70
3 Year$10,000+0.600.60
3 Year$1,000-$9,9990.500.50
2 Year$10,000+0.500.50
2 Year$1,000-$9,9990.400.40
18 Month$10,000+0.300.30
18 Month$1,000-$9,9990.200.20
1 Year$10,000+0.400.40
1 Year$1,000-$9,9990.300.30
6 Month$10,000+0.300.30
6 Month$1,000-$9,9990.200.20
3 Month$10,000+0.200.20
3 Month$1,000-$9,9990.100.10

*Rate based on compounding interest & auto deposit plans.

**APY means Annual Percentage Yield and assumes interest will remain on deposit until maturity.  Withdrawals will reduce earnings.