Effective as of May 20, 2022

Accounts Balance Interest Rate APY*
Money Market $100,000+ 0.70 0.70
Money Market $50,000-$99,999 0.60 0.60
Money Market $10,000-$49,999 0.60 0.60
Money Market $2,500-$9,999 0.60 0.60
Money Market $0-$2,499 0.25 0.25
Statement Savings $10,000+ 0.20 0.20
Statement Savings $5,000-$9,999 0.20 0.20
Statement Savings $0-$4,999 0.20 0.20
Elite Checking $10,000+ 0.25 0.25
Elite Checking $5,000-$9,999 0.25 0.25
Elite Checking $2,500-$4,999 0.25 0.25
Personal Interest Checking $5,000+ 0.15 0.15
Personal Interest Checking $2,500-$4,999 0.15 0.15

Convertible CD Feature

CD’s with terms of 2 years or greater are convertible at half term without penalty.

Example: Open a 2 year CD on 4/4/2018, on 4/4/2019 (half term) you have the option to cash in without penalty, change terms without penalty, or leave as is.

*APY means annual percentage yield.
Variable Rate Accounts.
Additional fees may apply.

CDs Deposit Amounts Rate* APY**
5 Year $10,000+ 1.65 1.66
5 Year $1,000-$9,999 1.55 1.56
4 Year $10,000+ 1.50 1.51
4 Year $1,000-$9,999 1.40 1.41
3 Year $10,000+ 1.35 1.36
3 Year $1,000-$9,999 1.25 1.26
2 Year $10,000+ 1.25 1.26
2 Year $1,000-$9,999 1.15 1.15
18 Month $10,000+ 1.10 1.10
18 Month $1,000-$9,999 1.00 1.00
1 Year $10,000+ 1.15 1.15
1 Year $1,000-$9,999 1.05 1.05
6 Month $10,000+ 1.05 1.05
6 Month $1,000-$9,999 0.95 0.95
3 Month $10,000+ 0.55 0.55
3 Month $1,000-$9,999 0.45 0.45

*Rate based on compounding interest & auto deposit plans.

**APY means Annual Percentage Yield and assumes interest will remain on deposit until maturity.  Withdrawals will reduce earnings.