Effective as of September 27, 2022

Accounts Balance Interest Rate APY*
Money Market $100,000+ 2.00 2.02
Money Market $50,000-$99,999 1.85 1.87
Money Market $10,000-$49,999 1.75 1.77
Money Market $2,500-$9,999 1.25 1.26
Money Market $0-$2,499 0.25 0.25
Statement Savings $10,000+ 0.30 0.30
Statement Savings $5,000-$9,999 0.30 0.30
Statement Savings $0-$4,999 0.30 0.30
Elite Checking $10,000+ 0.50 0.50
Elite Checking $5,000-$9,999 0.45 0.45
Elite Checking $2,500-$4,999 0.35 0.35
Elite Checking $0-$2,499 0.00 0.00
Personal Interest Checking $10,000+ 0.25 0.25
Personal Interest Checking $5,000-$9,999 0.25 0.25
Personal Interest Checking $2,500-$4,999 0.25 0.25
Personal Interest Checking $0-$2,499 0.00 0.00
Health Savings Account $100,000+ 0.35 0.35
Health Savings Account $50,000-$99,999 0.35 0.35
Health Savings Account $2,500-$9,999 0.35 0.35
Health Savings Account $0-$2,499 0.35 0.35

*APY means annual percentage yield. Variable Rate Accounts. Additional fees may apply.

Convertible CD Feature

CD’s with terms of 2 years or greater are convertible at half term without penalty.

Example: Open a 2 year CD on 8/4/2022, the half term date is 8/4/2023 when  you have the option to cash in without penalty, change terms without penalty, or leave as is (10 day grace period applies).

CDs Deposit Amounts Rate* APY**
5 Year $10,000+ 2.60 2.62
5 Year $1,000-$9,999 2.50 2.52
4 Year $10,000+ 2.50 2.52
4 Year $1,000-$9,999 2.40 2.42
3 Year $10,000+ 2.40 2.42
3 Year $1,000-$9,999 2.30 2.32
2 Year $10,000+ 2.30 2.32
2 Year $1,000-$9,999 2.20 2.22
18 Month $10,000+ 1.10 1.10
18 Month $1,000-$9,999 1.00 1.00
1 Year $10,000+ 2.20 2.22
1 Year $1,000-$9,999 2.10 2.11
6 Month $10,000+ 1.90 1.91
6 Month $1,000-$9,999 1.80 1.81
3 Month $10,000+ 1.65 1.66
3 Month $1,000-$9,999 1.55 1.56

*Rate based on compounding interest & auto deposit plans.
**APY means Annual Percentage Yield and assumes interest will remain on deposit until maturity. Withdrawals will reduce earnings.